Welcome to MianPay! These Terms and Conditions (“Terms”) govern your use of our website and payment gateway services. By accessing or using our website and services, you agree to comply with these Terms. Please read them carefully.

1. Acceptance of Terms

By using MianPay, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.

2. Definitions

• “MianPay” refers to our company, its website, and its payment gateway services.
• “User”, “You”, or “Your” refers to any individual or entity using our services.
• “Merchant” refers to businesses using MianPay to process payments for their customers.

3. Eligibility

To use MianPay, you must:

• Be at least 18 years of age.
• Provide accurate and complete information during the registration process.
• Ensure that your use of MianPay complies with all applicable laws and regulations.

4. User Responsibilities

As a user of MianPay, you agree to:

• Use our services only for lawful purposes and in accordance with these Terms.
• Provide accurate and up-to-date information.
• Maintain the security and confidentiality of your account credentials.
• Notify MianPay immediately of any unauthorized use of your account.

5. Account Registration

To use certain features of MianPay, you may be required to create an account. You agree to:

• Provide accurate and complete information during registration.
• Update your information promptly if there are any changes.
• Be responsible for maintaining the confidentiality of your login credentials.

6. Payment Transactions

• MianPay facilitates payment transactions between you and Merchants. We are not responsible for the quality, safety, legality, or delivery of products or services purchased using our payment gateway.
• You agree to comply with the terms and conditions of the Merchants from whom you make purchases.
• All payments processed through MianPay are subject to our fees and charges, as disclosed on our website.

7. Prohibited Activities

You agree not to use MianPay for the following:

• Engaging in fraudulent, deceptive, or illegal activities.
• Sending or receiving money on behalf of a third party without authorization.
• Using MianPay in a way that violates any law or regulation, or breaches these Terms.

8. Fees and Charges

• MianPay may charge fees for processing transactions, as outlined in our Fee Schedule. You agree to pay all applicable fees and charges.
• MianPay reserves the right to modify its fees and charges at any time. Any changes will be communicated to you in advance.

9. Intellectual Property

All content on the MianPay website, including but not limited to text, graphics, logos, and software, is the property of MianPay or its licensors. You agree not to reproduce, distribute, or create derivative works from any of our content without our express written permission.

10. Dispute Resolution

• MianPay is not responsible for resolving disputes between you and any Merchant or third party. Any disputes related to products or services purchased should be directed to the respective Merchant.
• MianPay may, at its discretion, assist in mediating disputes, but is not obligated to do so.

11. Limitation of Liability

To the fullest extent permitted by law, MianPay will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including but not limited to:

• Loss of profits, revenue, or data.
• Service interruptions or technical issues.
• Unauthorized access or use of your account.

12. Indemnification

You agree to indemnify and hold MianPay harmless from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

13. Termination

MianPay reserves the right to terminate or suspend your account at any time, with or without notice, for any reason, including violation of these Terms.

14. Modifications to Terms

MianPay reserves the right to modify these Terms at any time. Any changes will be posted on our website, and your continued use of our services after such modifications constitute acceptance of the updated Terms.

15. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of laws principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the courts of [Your Jurisdiction].

16. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

Email: support@mianpay.com